/* Nartelion — Classic Trust, Private Bank Style
   Font: Lora (serif headings) + Inter (body)
   Navy #1B3A5C + Gold #C9A84C + Cream */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
    --navy:#1B3A5C;--navy-dark:#0F2640;--navy-light:#2A5580;
    --gold:#C9A84C;--gold-hover:#B8963D;--gold-light:#F8F0D8;--gold-dim:rgba(201,168,76,.08);
    --cream:#FAF8F3;--white:#FFFFFF;
    --ink:#1A1A1A;--slate:#3D3D3D;--muted:#6B6B6B;--dim:#999;--light:#D4D0C8;
    --border:#E8E4DC;--border-soft:#F0EDE6;
    --shadow:0 2px 12px rgba(27,58,92,.08);--shadow-md:0 8px 24px rgba(27,58,92,.1);
    --serif:'Lora',Georgia,serif;
    --sans:'Inter',system-ui,sans-serif;
    --r:8px;--r-lg:12px;
    --ease:.25s ease;
}
html{scroll-behavior:smooth}
body{font-family:var(--sans);font-size:16px;line-height:1.65;color:var(--slate);background:var(--cream)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none;transition:color var(--ease)}
a:hover{color:var(--gold)}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}

h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.2;color:var(--navy)}
h4{font-family:var(--sans);font-weight:600;color:var(--navy)}
h1{font-size:clamp(32px,5vw,52px);letter-spacing:-.01em}
h2{font-size:clamp(24px,3.5vw,38px)}
h3{font-size:clamp(18px,2vw,24px)}
p{margin-bottom:16px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 32px;font-family:var(--sans);font-size:14px;font-weight:600;border-radius:var(--r);border:none;cursor:pointer;transition:all var(--ease);text-decoration:none}
.btn-navy{background:var(--navy);color:var(--white)}.btn-navy:hover{background:var(--navy-dark);box-shadow:var(--shadow-md)}
.btn-gold{background:var(--gold);color:var(--white)}.btn-gold:hover{background:var(--gold-hover)}
.btn-outline{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn-outline:hover{background:var(--navy);color:var(--white)}
.btn-sm{padding:10px 22px;font-size:13px}

/* Header */
.hd{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.hd-inner{display:flex;align-items:center;justify-content:space-between;height:72px}
.hd-logo{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-size:22px;font-weight:700;color:var(--navy);text-decoration:none}
.hd-logo span{color:var(--gold)}
.hd-logo-icon{width:36px;height:36px;background:var(--navy);border-radius:var(--r);display:flex;align-items:center;justify-content:center;color:var(--gold);font-family:var(--serif);font-size:18px;font-weight:700}
.hd-nav{display:flex;gap:32px}
.hd-nav a{font-size:14px;font-weight:500;color:var(--muted);transition:color var(--ease)}
.hd-nav a:hover,.hd-nav a.on{color:var(--navy)}
.hd-cta{padding:10px 24px;background:var(--navy);color:var(--white);font-size:13px;font-weight:600;border-radius:var(--r);transition:all var(--ease)}
.hd-cta:hover{background:var(--navy-dark)}
.hd-burger{display:none;background:none;border:none;cursor:pointer;width:32px;height:32px;position:relative}
.hd-burger span{position:absolute;left:4px;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:all .2s}
.hd-burger span:first-child{top:11px}.hd-burger span:last-child{top:19px}
@media(max-width:768px){.hd-nav{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;background:var(--white);padding:16px 24px;gap:12px;border-bottom:1px solid var(--border);box-shadow:var(--shadow)}.hd-nav.open{display:flex}.hd-burger{display:block}.hd-cta{display:none}}

/* Sections */
.sec{padding:88px 0}
.sec-white{background:var(--white)}
.sec-cream{background:var(--cream)}
.sec-navy{background:var(--navy);color:var(--white)}
.sec-navy h2,.sec-navy h3{color:var(--white)}.sec-navy p{color:rgba(255,255,255,.7)}
.sec-hd{max-width:580px;margin-bottom:52px}
.sec-hd.mid{text-align:center;margin-left:auto;margin-right:auto}
.sec-hd p{font-size:17px;margin-top:12px;color:var(--muted)}
.sec-hd .overline{display:block;font-family:var(--sans);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--gold);margin-bottom:12px}

/* Hero */
.hero{padding:0;background:var(--white);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;min-height:560px}
.hero-text{display:flex;flex-direction:column;justify-content:center;padding:64px 48px 64px 0}
.hero-text .overline{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--gold);margin-bottom:16px}
.hero-text h1{margin-bottom:20px}
.hero-text p{font-size:18px;color:var(--muted);margin-bottom:32px;max-width:480px}
.hero-btns{display:flex;gap:12px}
.hero-img{position:relative;overflow:hidden}
.hero-img img{width:100%;height:100%;object-fit:cover}
.hero-img::after{content:'';position:absolute;inset:0;background:linear-gradient(to right,var(--white) 0%,transparent 15%)}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-text{padding:48px 24px}.hero-img{height:300px}.hero-img::after{background:linear-gradient(to top,var(--white) 0%,transparent 30%)}}

/* Service Cards */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.svc{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);padding:36px;transition:all var(--ease)}
.svc:hover{border-color:var(--gold);box-shadow:var(--shadow-md)}
.svc-icon{width:48px;height:48px;background:var(--gold-dim);border-radius:var(--r);display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:20px;margin-bottom:20px}
.svc h3{font-size:20px;margin-bottom:8px}
.svc p{font-size:14px;color:var(--muted);margin:0;line-height:1.6}
@media(max-width:768px){.svc-grid{grid-template-columns:1fr}}

/* About / Team */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.about-img{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-md)}
.about-img img{width:100%;display:block}
@media(max-width:768px){.about-grid{grid-template-columns:1fr}.about-img{order:-1}}

/* Process */
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.proc{text-align:center;padding:24px}
.proc-num{font-family:var(--serif);font-size:48px;font-weight:700;color:var(--gold-light);line-height:1;margin-bottom:12px}
.proc h4{font-size:16px;margin-bottom:6px}
.proc p{font-size:13px;color:var(--muted);margin:0}
@media(max-width:768px){.proc-grid{grid-template-columns:1fr 1fr}}

/* Trust */
.trust-bar{display:flex;justify-content:center;gap:48px;padding:40px 0;background:var(--white);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.trust-item{text-align:center}
.trust-n{font-family:var(--serif);font-size:36px;font-weight:700;color:var(--navy)}
.trust-l{font-size:12px;color:var(--dim);margin-top:4px;text-transform:uppercase;letter-spacing:.5px}
@media(max-width:600px){.trust-bar{flex-wrap:wrap;gap:32px}}

/* Contact form */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.form-wrap{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);padding:36px}
.form-wrap h3{margin-bottom:20px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}
.form-group input,.form-group textarea,.form-group select{width:100%;padding:12px 16px;border:1px solid var(--border);border-radius:var(--r);font-family:var(--sans);font-size:14px;color:var(--ink);transition:border var(--ease)}
.form-group input:focus,.form-group textarea:focus{border-color:var(--gold);outline:none}
.form-group textarea{resize:vertical;min-height:100px}
.contact-info h3{margin-bottom:20px}
.contact-item{display:flex;gap:14px;margin-bottom:20px}
.contact-icon{width:40px;height:40px;background:var(--gold-dim);border-radius:var(--r);display:flex;align-items:center;justify-content:center;color:var(--gold);flex-shrink:0}
.contact-item h4{font-size:14px;margin-bottom:2px}
.contact-item p{font-size:13px;color:var(--muted);margin:0}
@media(max-width:768px){.contact-grid{grid-template-columns:1fr}}

/* Footer */
.ft{background:var(--navy-dark);color:rgba(255,255,255,.5);padding:48px 0 0}
.ft-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:32px;padding-bottom:32px}
.ft-brand{color:rgba(255,255,255,.5)}
.ft-brand .hd-logo{color:var(--white);font-size:20px;margin-bottom:12px}
.ft-brand p{font-size:13px;line-height:1.7}
.ft-col h4{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:rgba(255,255,255,.3);margin-bottom:14px}
.ft-col a{display:block;font-size:13px;color:rgba(255,255,255,.5);margin-bottom:8px}.ft-col a:hover{color:var(--gold)}
.ft-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:12px;color:rgba(255,255,255,.3)}
.ft-bottom a{color:rgba(255,255,255,.4)}.ft-bottom a:hover{color:var(--gold)}
@media(max-width:768px){.ft-grid{grid-template-columns:1fr}.ft-bottom{flex-direction:column;text-align:center}}

/* Cookie */
.ck{position:fixed;bottom:0;left:0;right:0;background:var(--white);border-top:1px solid var(--border);box-shadow:0 -4px 16px rgba(0,0,0,.06);z-index:10000;padding:16px 0}
.ck-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.ck p{font-size:13px;color:var(--muted);margin:0}.ck a{color:var(--navy)}
.ck-btns{display:flex;gap:8px;flex-shrink:0}

/* Legal */
.legal h2{font-size:20px;margin:32px 0 12px}
.legal h2:first-child{margin-top:0}
.legal p{color:var(--muted);font-size:15px;line-height:1.7}
.legal ul{color:var(--muted);padding-left:20px;margin-bottom:16px;font-size:14px}
.legal li{margin-bottom:4px}

.text-center{text-align:center}